DocumentOngoingOther
Web notice - Directive 12 on submissions of risk management and compliance programmes
Official source
Source domain: fic.gov.za
Collected on 5 September 2026
Always confirm details on the official source before acting.
What this means
This is a public notice from the Financial Intelligence Centre (FIC) announcing Directive 12, which mandates regulated entities to submit their risk management and compliance programmes. The directive applies to a wide range of financial and related service providers across South Africa. Submission is ongoing and required for all relevant sectors as part of compliance with the FIC Act.
What this document offers
Read out of this document by Govermate's AI, in its own words. Each one quotes the line it came from — confirm on the official source before acting.
compliance submission requirementOngoing
Submission of risk management and compliance programmes under Directive 12
Regulated entities must submit their risk management and compliance programmes to the Financial Intelligence Centre in accordance with Directive 12. This is a mandatory requirement for all designated sectors as defined by the FIC Act.
- Who it is for
- regulated financial institutions and service providers across multiple sectors including banks, insurers, crypto asset service providers, and money transfer operators
- How to act on it
- Submit the risk management and compliance programme document to the Financial Intelligence Centre via the official portal or as specified in the directive
The document's recorded date is 4 September 2026. Confirm on the official source.
Show the line this came from
Web notice – Directive 12 on submissions of risk management and compliance programmes
Key Takeaways
- Directive 12
- risk management and compliance programmes
- 2026-09-04
- Financial Intelligence Centre
- submission requirement
- regulated entities
- FIC Act
- Financial Intelligence Centre
- legal practitioners
- trust and company service providers
- estate agents
- authorised users of an exchange
- collective investment scheme managers
- banks
- mutual banks
- co-operative bank
- life insurance business
- gambling business
- dealers in foreign exchange
- credit provider
- financial services provider
- issuers of travellers’ cheques and money orders
- The Postbank
- money or value transfer service provider
- high-value goods dealers
- South African Mint Company
- crypto asset service providers
- clearing system participant
- other