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20009 Annexure 8c Advance Standing Charges

SOUTH AFRICAN SPECIAL RISKS INSURANCE ASSOCIATION (Sasria Soc Ltd)Ref: https://sasria.co.za/wp-content/uploads/2026/02/20009-Annexure-8c-Advance-Standing-Charges.pdf

Official source

Source domain: sasria.co.za

Collected on 13 July 2026

Always confirm details on the official source before acting.

What this means

This document is an “Advance/Advanced Standing Charges” coupon schedule/annexure for a Sasria contract, setting out insured and risk details, the business/premises/items (as per an attached specification), and the premium and insurance period. It includes an explanatory note defining insurable standing charges and important administrative/VAT and claim-notification instructions (including that this document plus proof of premium payment can serve as an alternative to VAT invoices/notes). It also states Sasria’s annual aggregate limit of R500 million per insured during the period of insurance and includes countersignature lines for Sasria SOC Limited and the agent.

What this document offers

Read out of this document by Govermate's AI, in its own words. Each one quotes the line it came from — confirm on the official source before acting.

claims/communications instructionOngoing

Claim notifications and communications channel (to the Agent)

The document provides an administrative requirement: all claim notifications, reports, or any other communications related to this coupon policy must be made to the Agent.

Who it is for
any party making claim notifications or communications in connection with this coupon policy
How to act on it
Send all claim notifications, reports, and related communications to the Agent.
Show the line this came from
All claim notifications reports or any other communication whatsoever in connection with this Coupon Policy shall be made to the Agent.
insurance coupon/cover schedule

Advance/Advanced Standing Charges coupon policy (insurance cover for standing charges)

This coupon schedule provides insurance cover for insurable standing charges (business expenses that may not diminish proportionately with turnover reduction, and variable charges desirable to continue). It sets the total sum insured, maximum indemnity period, period of insurance, and premium (inclusive of VAT), and it is incorporated with the attached specification.

Who it is for
the Insured under a Sasria contract coupon policy (including the insured VAT-registered entity and its listed risk addresses)
How to act on it
Use the coupon policy schedule as part of the Sasria contract; the document itself is countersigned and includes the insured details, period of insurance, and premium.
Show the line this came from
ADVANCE STANDING CHARGES ADVANCED STANDING CHARGES COUPON NUMBER YEAR ASC Replacing Coupon Policy No (where applicable) Agent: Underlying Policy Number: Broker: Sasria Contract Works Coupon No.:
How to apply
VAT input deduction eligibility conditionOngoing

VAT input deduction eligibility (possession of document + proof of premium payment)

The document states that VAT input deduction eligibility depends on the insured being in possession of this policy document and proof of premium payment.

Who it is for
the insured seeking VAT input deduction
How to act on it
Ensure you have this policy document and proof of premium payment (e.g., a bank statement).
Show the line this came from
In order to be eligible for a VAT input deduction, the insured must be in possession of this policy document together with proof of payment of the premium ( e.g. bank statement)
VAT documentation alternativeOngoing

VAT alternative documentation for premium payment (document + proof of payment)

For VAT purposes, this document together with proof of premium payment can be used as an alternative to a tax invoice, debit note, or credit note as contemplated in the VAT Act sections referenced in the document.

Who it is for
the insured (and parties needing VAT documentation for the premium paid under this coupon policy)
How to act on it
Retain and use this policy document together with proof of payment of the premium (e.g., bank statement) when required for VAT purposes.
Show the line this came from
In terms of a ruling by SARS, this document together with proof of payment of premium constitutes an alternative to a tax invoice, debit note or credit note as contemplated in section 20(7) and 21(5) of the VAT Act respectively.

Facts

Reference

https://sasria.co.za/wp-content/uploads/2026/02/20009-Annexure-8c-Advance-Standing-Charges.pdf

Amounts

R 500 000 000

Key Takeaways

  • Document title: Advance Standing Charges / Advanced Standing Charges
  • Coupon number and year fields (ASC) and reference to replacing a “Replacing Coupon Policy No (where applicable)”
  • Sasria contract works coupon number field
  • Insured details required: name, company registration number, holding company name, insured VAT registration number, legal address and multiple risk addresses (top five risk addresses must be listed)
  • Standing charges defined as business expenses not diminishing proportionately with turnover reduction, and variable charges desirable to continue
  • Total sum insured (currency field “R”) subject to an aggregate limit of liability stated in the policy proviso
  • Maximum indemnity period (months) and period of insurance “From … to 24h00 on …”
  • Premium (R) inclusive of VAT at a standard rate
  • Date of commercial operation and commencement date of cover for the coupon policy
  • Claim notifications/reports/communications must be made to the Agent
  • VAT note: document plus proof of payment constitutes an alternative to a tax invoice/debit note/credit note under VAT Act sections 20(7) and 21(5)
  • VAT input deduction eligibility requires possession of the document and proof of premium payment (e.g., bank statement)
  • Privacy note: parties consent to lawful processing of personal information; references Protection of Personal Information Act No 4 of 2013
  • Sasria annual aggregate limit: R500 million per any one insured during the period of insurance
  • Countersigned on behalf of Sasria SOC Limited; signed on behalf of Sasria SOC Limited for: Agent
  • Sasria SOC Limited
  • Agent
  • SARS
  • Protection of Personal Information Act No 4 of 2013
20009 Annexure 8c Advance Standing Charges | Govermate