DocumentOngoingReport
Circular 479 Extensions
SOUTH AFRICAN SPECIAL RISKS INSURANCE ASSOCIATION (Sasria Soc Ltd)Ref: https://sasria.co.za/wp-content/uploads/2025/04/Circular-479-Extensions.pdf
Official source
Source domain: sasria.co.za
Collected on 13 July 2026
Always confirm details on the official source before acting.
What this means
Sasria SOC Ltd issues Circular 479 to all Sasria agents and intermediaries, effective immediately, to clarify how limits for policy extensions under Sasria cover are interpreted and applied. It states that the Sasria Coupon incorporates the underlying policy terms, but extensions must be specifically listed in the schedule of insurance with a sum insured allocated per extension, which must be factored into the Sasria premium; a breakdown of additional extended covers and their sum insured must be attached to the coupon. The circular also sets rules for the limit of indemnity (annual, non-reinstatable after a claim) and clarifies that listed extensions are not subject to the R500 000 000 aggregate, and it specifies free-extension limits for commercial and personal lines and that automatic free cover applies only to fire extensions as stipulated by Sasria SOC Ltd Regulations.
What this document offers
Read out of this document by Govermate's AI, in its own words. Each one quotes the line it came from — confirm on the official source before acting.
free insurance extensionOngoing
Free extensions
Free extension cover is available within specified per-extension and annual aggregate limits. A claimed free extension that reaches its limit cannot be reinstated until renewal, and automatic free cover applies only to fire extensions.
- Who it is for
- Commercial-lines and personal-lines Sasria policyholders
- How to act on it
- Select the extension on the Sasria coupon through the relevant agent or intermediary; if a free extension reaches its limit after a claim, wait until renewal of the policy and coupon for reinstatement.
Show the line this came from
Any single extension which has been claimed for and where the free extension limit has been reached; cannot be reinstated until renewal of the policy and coupon.
Who can apply
What matters before you act: the conditions this listing sets, as Govermate read them.
- The extension must be selected on the coupon.
- For automatic free cover, the extension must be a fire extension.
Facts
Reference
https://sasria.co.za/wp-content/uploads/2025/04/Circular-479-Extensions.pdf
Amounts
R 500 000 000, R 250 000, R 1 000 000
Key Takeaways
- Document: Circular 479 (Sasria SOC Ltd)
- Date: 27 July 2017
- Effective date: Immediately
- Audience: All Sasria agents and intermediaries
- Requirement: Each extension must be listed in the schedule of insurance with a sum insured allocated per extension
- Requirement: Sum insured per extension must be factored into calculation of Sasria premium
- Requirement: Attach a schedule breakdown of all additional extended covers (with sum insured) to the coupon
- Limit of indemnity: selected and paid-for sum insured listed on the Sasria coupon
- Limit of indemnity: annual limit; cannot be reinstated after a claim
- Listed extensions: not subject to R500 000 000 aggregate
- Free extensions: cannot be reinstated until renewal if claimed and free extension limit reached
- Free extension limits - Commercial lines: R250 000 per extension; overall R1 000 000 annual aggregate
- Free extension limits - Personal lines: R100 000 per extension; overall R250 000 annual aggregate
- Free extension limits apply to ALL extensions selected on the coupon (not only the first selected)
- Automatic free cover applies only to fire extensions per Sasria SOC Ltd Regulations
- Sasria SOC Ltd
- Mokgadi Malebye
- MA Samie
- R Mothapo
- SH Schoeman
- CM Masondo
- BJ Mkangisa
- JM Nair
- MO Ndlovu
- T Mbatsha
- MT Moutlane
- MS Mavuso