Official source
Source domain: sasria.co.za
Collected on 13 July 2026
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Agent Coupon Submission
Sasria agents are required to submit issued F4 coupons to Sasria on a monthly basis. This ensures proper tracking and administration of policies, and compliance with the distribution process set out in the regulation.
F4 coupon submission: agents must submit issued F4 coupons to Sasria monthly
Reference
https://sasria.co.za/wp-content/uploads/2025/04/F4-Regulation-SME.pdf
Amounts
R 10 000, R 2 000 000, R 500 000
F4 Special Risk Insurance for SMEs
Sasria offers special risk insurance under the F4 product for small and medium enterprises (SMEs) that are formal traders generating income and have combined asset values between R10,000 and R2,000,000. The cover protects against losses from riots, strikes, public disorder, civil commotion, and terrorism, including resultant looting. It includes buildings and stock, with policy limits ranging from R10,000 to R2,000,000 and corresponding monthly and annual premiums. The policy runs for 12 consecutive calendar months from the inception date of the underlying policy, and claims are settled based on replacement, repair, or cost price of damaged or lost stock.
Sasria Fire category F4 product offers special risk insurance for businesses falling within the SME sector to ensure their property is adequately insured.
Underwriting Guidance
The Sasria Underwriting Department provides guidance on the interpretation and application of the F4 regulation. Individuals or agents can seek clarification on policy terms, eligibility, or claims processes by contacting the department directly.
Underwriting department is available to answer guideline questions. Please contact our office on 011 214 0800 or you can send your queries to contact_underwriting@sasria.co.za.
