National Credit Regulator report
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Source domain: ncr.org.za
Collected on 28 June 2026
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Ncr “debt review removal” Circular National credit act – section 126a(3)
This circular addresses procedures and legal requirements related to the removal of debt review status under Section 126a(3) of the National Credit Act.
- Who it is for
- registered credit providers, debt counsellors, and affected consumers
- How to act on it
- Review the circular to understand the process for removing debt review status
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March 2025 Circular 2 of 2025 - Ncr “debt review removal” Circular National credit act – section 126a(3)
Notice To Registrants: Update On National Consumer Tribunal (Nct) Judgments Regarding Debt Counselling
Registrants are informed of recent judgments from the National Consumer Tribunal concerning debt counselling matters.
- Who it is for
- registered credit providers, debt counsellors, and other registrants
- How to act on it
- Review the circular to stay informed about tribunal rulings affecting debt counselling
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March 2025 Circular 1 of 2025 - Notice To Registrants: Update On National Consumer Tribunal (Nct) Judgments Regarding Debt Counselling
Submission of Language Policy proposals
Organisations and individuals are invited to submit proposals on language policy as part of a consultation process. This opportunity is open to those involved in credit regulation and consumer communication.
- Who it is for
- organisations and individuals involved in credit regulation and consumer communication
- How to act on it
- Submit proposals via the NCR's publications portal or through official channels listed on the NCR website
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April 2026 Submission of Language Policy proposals
Submission of statutory reports by registered credit providers
Registered credit providers are required to submit statutory reports as per regulatory obligations.
- Who it is for
- registered credit providers
- How to act on it
- Prepare and submit statutory reports according to the instructions in Circular 4 of 2025
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July 2025 Circular 4 of 2025 - Submission of statutory reports by registered credit providers
Temporary downtime of the Debt Help System (DHS)
Credit providers and related entities must be aware of scheduled temporary downtime of the Debt Help System (DHS), which will affect access to system functions during the specified period.
- Who it is for
- registered credit providers and debt help system users
- How to act on it
- Monitor system status and plan operations around the downtime period
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February 2026 Circular 01 of 2026 - Temporary downtime of the Debt Help System (DHS)
NCR - scam website alert NCRSwift.org.za
The NCR alerts the public about fraudulent websites impersonating the regulator, particularly NCRSwift.org.za, urging caution and verification of official sources.
- Who it is for
- the general public and potential victims of online scams
- How to act on it
- Verify all NCR communications through official channels and avoid visiting suspicious websites
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July 2025 Circular 6 of 2025 - NCR - scam website alert NCRSwift.org.za
Submission of B-BBEE report 2025
Organisations required to submit their B-BBEE reports for 2025 must do so within the specified timeframe as mandated by the NCR.
- Who it is for
- organisations required to file B-BBEE reports
- How to act on it
- Submit the B-BBEE report through the NCR’s official submission portal
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August 2025 Circular 8 of 2025 - Submission of B-BBEE report 2025
Obligatory submission of statistical return (FORM 39) by registered credit providers
Registered credit providers must submit statistical returns using Form 39 as required by law.
- Who it is for
- registered credit providers
- How to act on it
- Complete and submit Form 39 via the NCR’s official submission system
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July 2025 Circular 5 of 2025 - Obligatory submission of statistical return (FORM 39) by registered credit providers
REVISED DHS PROCEDURE to update status codes B, G, G1, I and J
Registered credit providers must follow revised procedures for updating specific status codes in the Debt Help System (DHS), including B, G, G1, I, and J.
- Who it is for
- registered credit providers using the Debt Help System
- How to act on it
- Implement the revised procedure as outlined in Circular 9 of 2025
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August 2025 Circular 9 of 2025 - REVISED DHS PROCEDURE to update status codes B, G, G1, I and J
NCR Updated Contact Details
The NCR has updated its contact details and requires all parties to use the new information for official correspondence.
- Who it is for
- all registered entities and members of the public
- How to act on it
- Use the updated contact details provided in the circular for all future communications
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June 2025 Circular 3 of 2025 - NCR Updated Contact Details
Invitation to submit comments on the application of fixed interest rates on credit agreements amid variations in repo rates
The NCR invites stakeholders to provide feedback on how fixed interest rates should be applied in light of changing repo rates.
- Who it is for
- financial institutions, credit providers, and interested members of the public
- How to act on it
- Submit comments via the NCR’s official portal or designated submission method
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November 2024 Circular 5 of 2024 - Invitation to submit comments on the application of fixed interest rates on credit agreements amid variations in repo rates
Updates from the credit industry forum
The National Credit Regulator provides updates from the credit industry forum, which may include new policy directions, compliance guidelines, or sector-wide developments.
- Who it is for
- credit providers, credit bureaus, debt counsellors, and industry stakeholders
- How to act on it
- Review the circular on the NCR website for latest industry updates
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September 2025 Circular 10 of 2025 - Updates from the credit industry forum
Misrepresentations of Debt Review
The NCR warns against misrepresentations regarding debt review processes and advises consumers and providers to adhere to accurate information.
- Who it is for
- consumers, credit providers, and debt counsellors
- How to act on it
- Review the circular to understand correct debt review practices and avoid misinformation
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July 2025 Circular 7 of 2025 - Misrepresentations of Debt Review
Facts
Reference
https://www.ncr.org.za/index.php/publications/circulars
Key Takeaways
- organization: National Credit Regulator
- category: Circulars/ Publications
- Circular 01 of 2026 - Submission of Language Policy proposals
- Circular 10 of 2025 - Updates from the credit industry forum
- Circular 9 of 2025 - REVISED DHS PROCEDURE to update status codes B, G, G1, I and J
- April 2026 - language policy proposals submission
- February 2026 - Circular 01 of 2026 language policy proposals
- September 2025 - Circular 01 of 2026
- August 2025 - Circular 9 of 2025
- Document sources: NCR Publications / Circulars page